September 11, 2014, Matt Getzelman, PCI Practice Director
The 2014 North American PCI Community Meeting has drawn to a close, but the messages and lessons learned will continue to resonate with me long after I've returned home to Denver. There were two messages from the SSC this week that really struck a chord with me and I wanted to expand on why I think they are important moving forward.
1. Integrate PCI DSS into your Business as Usual (BAU) practices.
This is important as it was also a major point of emphasis in the PCI DSS 3.0 standard. Many organizations struggle to understand the difference between PCI DSS validation and PCI DSS compliance. Of course you have to validate your PCI DSS compliance once a year, but you must maintain compliance at all times. Day-to-day operations must reflect your security and compliance program. Changing the culture of your organization to increase security awareness at all times is a necessary endeavor for all companies, not just those that are concerned with protecting cardholder data.
2. You cannot fully outsource your compliance responsibilities.
This one’s really important for merchants but it’s relevant for service providers, too. It’s actually a good thing when merchants choose to outsource security functions because many merchants need help with implementing security controls. Using security experts to help manage some of your responsibilities is a good idea; this allows you to focus on what you’re really good at, growing your business. Having said that, it’s imperative to select competent and knowledgeable service providers. If something goes wrong, it’s your reputation (and finances) that may suffer the consequences. I strongly recommend that you dedicate the appropriate resources for due diligence with vendor selection and management. Otherwise, your outsourcing decision could be one that you regret.
In Case You Missed It: Recaps from Day One and Day Two of the Community Meeting
Apple Pay: A New Way to Pay - Matt Getzelman
PCI Community Meeting - EMV Chip Update - Michael Matteo
Forensics Session Takeaways from Day 2 - Michael Pyle
PCI Community Meeting Keynote - Philip Wang
Coalfire's PCI Community Meeting Webpage
Matt Getzelman — PCI Practice Director
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The payments industry is undergoing rapid changes and unfortunately, an increasing risk for data breaches. Cyber criminals are growing increasingly businesslike, and payments leaders need to move quickly to cover their cyber risk.
The global retail industry has become the top target for cyber terrorists, and the impact of this onslaught has been staggering to merchants. To secure the complex IT infrastructure of a retail environment, merchants must embrace enterprise-wide cyber risk management practices that reduces risk, minimizes costs and provides security to their customers and their bottom line.
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